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Buying a home is usually the largest investment someone makes in a lifetime. Why would you not want to make a very small investment in a professional home inspection that could very well protect you from buying a "money pit"?

Buying anything without knowing exactly what you are getting for your money is never a good idea. If you are thinking about buying a home, a thorough home inspection performed by professional inspector will give you an idea of the condition of the home and alert you to any potential problems that can come after the sale is complete.

For example, if a heating system is not running efficiently, a thorough home inspection would bring your attention to the fact that you can expect higher than normal electric bills during the season. It may also indicate the unit would need to be replaced in the near future. A new system can cost as much as $5000+. Being aware of this information ahead of time could affect your decision to purchase this home.

Professional home inspectors have an extensive amount of time in training and experience that cannot be attained in any other way, including home construction experience. The professional home inspector will actually perform about 300 to 400 inspections per year and goes through many hours of continuing education.

Only a trained, experienced professional home inspector has the experience and trained eye to be able to check the many systems associated with a home.

There are thousands of variables that need to be checked during a home inspection and only a professional home inspector has the ability to understand the whole picture.

A thorough home inspection will take 3 to 4 hours to complete. A normal home inspection includes the structural system, roof system, exterior, plumbing system, electrical system, heating and air conditioning system, interior, insulation, ventilation, fireplace, foundation, and sometimes specialized tests to detect carbon monoxide, radon, and black mold. Also, a separate termite inspection may need to be performed.

The report from a professional home inspector gives the buyer leverage in final price negotiations. It will give you the option to subtract the cost of the necessary repairs from your offer or it will give the seller the option to make all necessary repairs before closing. It will limit the latitude for the seller to argue with a professional home inspectors report that is a detailed list of defects that need to be repaired or replaced. Either way the buyer does not have to come up with out-of-pocket expenses after the sale.

Keep in mind that a home inspection is in large part, a visual inspection, and if, for example, there is furniture against the wall blocking evidence of water or termite damage, a home inspector cannot move the furniture to take a closer look. A professional inspector will make a notation on the final report when an area of the home was inaccessible.

A quality home inspection from a professional home inspector will not be the cheapest price for an inspection you will find. In fact a quality inspection will probably be more expensive. There is usually two reasons for a low priced home inspection: little experience or low quality. You do not want to be the "beta test" for a new or inexperienced home inspector.

Even though most top producing real estate agents are generally honest people, it is a good idea for you to select your own professional home inspector. After all, this is a large investment for you, not the real estate agent.

You need to be present during your home inspection. A professional home inspector will point out and discuss what they are finding and it will give you the opportunity to ask questions and understand the final report in depth. Being present gives you a more personal understanding of what is going on and will give you a better comfort level with your purchase. You will also be given good information about future maintenance and costs.

Don't let your home purchase experience become more stressful than it has to be. You can make the experience a lot more pleasant and have greater peace of mind with a professional home inspection.

You don't want to have to look back later and regret not having hired a professional home inspector because of a major defect that was not discovered before the final purchase.

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