Albedo

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Percentage of diffusely reflected sunlight in relation to various surface conditions

Albedo (Template:IPAc-en), or reflection coefficient, derived from Latin albedo "whiteness" (or reflected sunlight) in turn from albus "white," is the diffuse reflectivity or reflecting power of a surface. It is the ratio of reflected radiation from the surface to incident radiation upon it. Its dimensionless nature lets it be expressed as a percentage and is measured on a scale from zero for no reflection of a perfectly black surface to 1 for perfect reflection of a white surface.

Albedo depends on the frequency of the radiation. When quoted unqualified, it usually refers to some appropriate average across the spectrum of visible light. In general, the albedo depends on the directional distribution of incident radiation, except for Lambertian surfaces, which scatter radiation in all directions according to a cosine function and therefore have an albedo that is independent of the incident distribution. In practice, a bidirectional reflectance distribution function (BRDF) may be required to accurately characterize the scattering properties of a surface, but albedo is very useful as a first approximation.

The albedo is an important concept in climatology, astronomy, and calculating reflectivity of surfaces in LEED sustainable-rating systems for buildings. The average overall albedo of Earth, its planetary albedo, is 30 to 35% because of cloud cover, but widely varies locally across the surface because of different geological and environmental features.[1]

The term was introduced into optics by Johann Heinrich Lambert in his 1760 work Photometria.

Terrestrial albedo

Sample albedos
Surface Typical
albedo
Fresh asphalt 0.04[2]
Worn asphalt 0.12[2]
Conifer forest
(Summer)
0.08,[3] 0.09 to 0.15[4]
Deciduous trees 0.15 to 0.18[4]
Bare soil 0.17[5]
Green grass 0.25[5]
Desert sand 0.40[6]
New concrete 0.55[5]
Ocean ice 0.5–0.7[5]
Fresh snow 0.80–0.90[5]

Albedos of typical materials in visible light range from up to 0.9 for fresh snow to about 0.04 for charcoal, one of the darkest substances. Deeply shadowed cavities can achieve an effective albedo approaching the zero of a black body. When seen from a distance, the ocean surface has a low albedo, as do most forests, whereas desert areas have some of the highest albedos among landforms. Most land areas are in an albedo range of 0.1 to 0.4.[7] The average albedo of the Earth is about 0.3.[8] This is far higher than for the ocean primarily because of the contribution of clouds.

2003–2004 mean annual clear-sky and total-sky albedo

The Earth's surface albedo is regularly estimated via Earth observation satellite sensors such as NASA's MODIS instruments on board the Terra and Aqua satellites. As the total amount of reflected radiation cannot be directly measured by satellite, a mathematical model of the BRDF is used to translate a sample set of satellite reflectance measurements into estimates of directional-hemispherical reflectance and bi-hemispherical reflectance (e.g.[9]).

The Earth's average surface temperature due to its albedo and the greenhouse effect is currently about 15 °C. If the Earth was frozen entirely (and hence be more reflective) the average temperature of the planet would drop below −40 °C[10] If only the continental land masses became covered by glaciers, the mean temperature of the planet would drop to about 0 °C.[11] In contrast, if all the ice on Earth were to melt—a so-called aquaplanet—the average temperature on the planet would rise to just under 27 °C.[12]

White-sky and black-sky albedo

It has been shown that for many applications involving terrestrial albedo, the albedo at a particular solar zenith angle θi can reasonably be approximated by the proportionate sum of two terms: the directional-hemispherical reflectance at that solar zenith angle, , and the bi-hemispherical reflectance, the proportion concerned being defined as the proportion of diffuse illumination .

Albedo can then be given as:

Directional-hemispherical reflectance is sometimes referred to as black-sky albedo and bi-hemispherical reflectance as white-sky albedo. These terms are important because they allow the albedo to be calculated for any given illumination conditions from a knowledge of the intrinsic properties of the surface.[13]

Astronomical albedo

The albedos of planets, satellites and asteroids can be used to infer much about their properties. The study of albedos, their dependence on wavelength, lighting angle ("phase angle"), and variation in time comprises a major part of the astronomical field of photometry. For small and far objects that cannot be resolved by telescopes, much of what we know comes from the study of their albedos. For example, the absolute albedo can indicate the surface ice content of outer solar system objects, the variation of albedo with phase angle gives information about regolith properties, while unusually high radar albedo is indicative of high metallic content in asteroids.

Enceladus, a moon of Saturn, has one of the highest known albedos of any body in the Solar system, with 99% of EM radiation reflected. Another notable high-albedo body is Eris, with an albedo of 0.96.[14] Many small objects in the outer solar system[15] and asteroid belt have low albedos down to about 0.05.[16] A typical comet nucleus has an albedo of 0.04.[17] Such a dark surface is thought to be indicative of a primitive and heavily space weathered surface containing some organic compounds.

The overall albedo of the Moon is around 0.12, but it is strongly directional and non-Lambertian, displaying also a strong opposition effect.[18] While such reflectance properties are different from those of any terrestrial terrains, they are typical of the regolith surfaces of airless solar system bodies.

Two common albedos that are used in astronomy are the (V-band) geometric albedo (measuring brightness when illumination comes from directly behind the observer) and the Bond albedo (measuring total proportion of electromagnetic energy reflected). Their values can differ significantly, which is a common source of confusion.

In detailed studies, the directional reflectance properties of astronomical bodies are often expressed in terms of the five Hapke parameters which semi-empirically describe the variation of albedo with phase angle, including a characterization of the opposition effect of regolith surfaces.

The correlation between astronomical (geometric) albedo, absolute magnitude and diameter is:[19] ,

where is the astronomical albedo, is the diameter in kilometers, and is the absolute magnitude.

Examples of terrestrial albedo effects

Illumination

Although the albedo–temperature effect is best known in colder, whiter regions on Earth, the maximum albedo is actually found in the tropics where year-round illumination is greater. The maximum is additionally in the northern hemisphere, varying between three and twelve degrees north.[20] The minima are found in the subtropical regions of the northern and southern hemispheres, beyond which albedo increases without respect to illumination.[20]

Insolation effects

The intensity of albedo temperature effects depend on the amount of albedo and the level of local insolation; high albedo areas in the arctic and antarctic regions are cold due to low insolation, where areas such as the Sahara Desert, which also have a relatively high albedo, will be hotter due to high insolation. Tropical and sub-tropical rain forest areas have low albedo, and are much hotter than their temperate forest counterparts, which have lower insolation. Because insolation plays such a big role in the heating and cooling effects of albedo, high insolation areas like the tropics will tend to show a more pronounced fluctuation in local temperature when local albedo changes. Potter or Ceramic Artist Truman Bedell from Rexton, has interests which include ceramics, best property developers in singapore developers in singapore and scrabble. Was especially enthused after visiting Alejandro de Humboldt National Park.

Climate and weather

Albedo affects climate and drives weather. All weather is a result of the uneven heating of the Earth caused by different areas of the planet having different albedos. Essentially, for the driving of weather, there are two types of albedo regions on Earth: Land and ocean. Land and ocean regions produce the four basic different types of air masses, depending on latitude and therefore insolation: Warm and dry, which form over tropical and sub-tropical land masses; warm and wet, which form over tropical and sub-tropical oceans; cold and dry which form over temperate, polar and sub-polar land masses; and cold and wet, which form over temperate, polar and sub-polar oceans. Different temperatures between the air masses result in different air pressures, and the masses develop into pressure systems. High pressure systems flow toward lower pressure, driving weather from north to south in the northern hemisphere, and south to north in the lower; however due to the spinning of the Earth, the Coriolis effect further complicates flow and creates several weather/climate bands and the jet streams.

Albedo–temperature feedback

When an area's albedo changes due to snowfall, a snow–temperature feedback results. A layer of snowfall increases local albedo, reflecting away sunlight, leading to local cooling. In principle, if no outside temperature change affects this area (e.g. a warm air mass), the lowered albedo and lower temperature would maintain the current snow and invite further snowfall, deepening the snow–temperature feedback. However, because local weather is dynamic due to the change of seasons, eventually warm air masses and a more direct angle of sunlight (higher insolation) cause melting. When the melted area reveals surfaces with lower albedo, such as grass or soil, the effect is reversed: the darkening surface lowers albedo, increasing local temperatures, which induces more melting and thus increasing the albedo further, resulting in still more heating.

Small-scale effects

Albedo works on a smaller scale, too. In sunlight, dark clothes absorb more heat and light-coloured clothes reflect it better, thus allowing some control over body temperature by exploiting the albedo effect of the colour of external clothing.[21]

Trees

Because forests are generally attributed a low albedo, (as the majority of the ultraviolet and visible spectrum is absorbed through photosynthesis), it has been erroneously assumed that removing forests would lead to cooling on the grounds of increased albedo. Through the evapotranspiration of water, trees discharge excess heat from the forest canopy. This water vapour rises resulting in cloud cover which also has a high albedo, thereby further increasing the net global cooling effect attributable to forestsPotter or Ceramic Artist Truman Bedell from Rexton, has interests which include ceramics, best property developers in singapore developers in singapore and scrabble. Was especially enthused after visiting Alejandro de Humboldt National Park..

In seasonally snow-covered zones, winter albedos of treeless areas are 10% to 50% higher than nearby forested areas because snow does not cover the trees as readily. Deciduous trees have an albedo value of about 0.15 to 0.18 whereas coniferous trees have a value of about 0.09 to 0.15.[4]

Studies by the Hadley Centre have investigated the relative (generally warming) effect of albedo change and (cooling) effect of carbon sequestration on planting forests. They found that new forests in tropical and midlatitude areas tended to cool; new forests in high latitudes (e.g. Siberia) were neutral or perhaps warming.[22]

Snow

Snow albedos can be as high as 0.9; this, however, is for the ideal example: fresh deep snow over a featureless landscape. Over Antarctica they average a little more than 0.8. If a marginally snow-covered area warms, snow tends to melt, lowering the albedo, and hence leading to more snowmelt (the ice-albedo positive feedback). Cryoconite, powdery windblown dust containing soot, sometimes reduces albedo on glaciers and ice sheets.[23]

Water

Water reflects light very differently from typical terrestrial materials. The reflectivity of a water surface is calculated using the Fresnel equations (see graph).

File:Water reflectivity.jpg
Reflectivity of smooth water at 20 °C (refractive index=1.333)

At the scale of the wavelength of light even wavy water is always smooth so the light is reflected in a locally specular manner (not diffusely). The glint of light off water is a commonplace effect of this. At small angles of incident light, waviness results in reduced reflectivity because of the steepness of the reflectivity-vs.-incident-angle curve and a locally increased average incident angle.[24]

Although the reflectivity of water is very low at low and medium angles of incident light, it increases tremendously at high angles of incident light such as occur on the illuminated side of the Earth near the terminator (early morning, late afternoon and near the poles). However, as mentioned above, waviness causes an appreciable reduction. Since the light specularly reflected from water does not usually reach the viewer, water is usually considered to have a very low albedo in spite of its high reflectivity at high angles of incident light.

Note that white caps on waves look white (and have high albedo) because the water is foamed up, so there are many superimposed bubble surfaces which reflect, adding up their reflectivities. Fresh ‘black’ ice exhibits Fresnel reflection.

Clouds

Cloud albedo has substantial influence over atmospheric temperatures. Different types of clouds exhibit different reflectivity, theoretically ranging in albedo from a minimum of near 0 to a maximum approaching 0.8. "On any given day, about half of Earth is covered by clouds, which reflect more sunlight than land and water. Clouds keep Earth cool by reflecting sunlight, but they can also serve as blankets to trap warmth."[25]

Albedo and climate in some areas are affected by artificial clouds, such as those created by the contrails of heavy commercial airliner traffic.[26] A study following the burning of the Kuwaiti oil fields during Iraqi occupation showed that temperatures under the burning oil fires were as much as 10 °C colder than temperatures several miles away under clear skies.[27]

Aerosol effects

Aerosols (very fine particles/droplets in the atmosphere) have both direct and indirect effects on the Earth’s radiative balance. The direct (albedo) effect is generally to cool the planet; the indirect effect (the particles act as cloud condensation nuclei and thereby change cloud properties) is less certain.[28] As per [29] the effects are:

  • Aerosol direct effect. Aerosols directly scatter and absorb radiation. The scattering of radiation causes atmospheric cooling, whereas absorption can cause atmospheric warming.
  • Aerosol indirect effect. Aerosols modify the properties of clouds through a subset of the aerosol population called cloud condensation nuclei. Increased nuclei concentrations lead to increased cloud droplet number concentrations, which in turn leads to increased cloud albedo, increased light scattering and radiative cooling (first indirect effect), but also leads to reduced precipitation efficiency and increased lifetime of the cloud (second indirect effect).

Black carbon

Another albedo-related effect on the climate is from black carbon particles. The size of this effect is difficult to quantify: the Intergovernmental Panel on Climate Change estimates that the global mean radiative forcing for black carbon aerosols from fossil fuels is +0.2 W m−2, with a range +0.1 to +0.4 W m−2.[30] Black carbon is a bigger cause of the melting of the polar ice cap in the Arctic than carbon dioxide due to its effect on the albedo.[31]

Human activities

Human activities (e.g. deforestation, farming, and urbanization) change the albedo of various areas around the globe. However, quantification of this effect on the global scale is difficult.Potter or Ceramic Artist Truman Bedell from Rexton, has interests which include ceramics, best property developers in singapore developers in singapore and scrabble. Was especially enthused after visiting Alejandro de Humboldt National Park.

Other types of albedo

Single-scattering albedo is used to define scattering of electromagnetic waves on small particles. It depends on properties of the material (refractive index); the size of the particle or particles; and the wavelength of the incoming radiation.

See also

Organisational Psychologist Alfonzo Lester from Timmins, enjoys pinochle, property developers in new launch singapore property and textiles. Gets motivation through travel and just spent 7 days at Alejandro de Humboldt National Park.

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References

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External links

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Template:Global warming

  1. Environmental Encyclopedia, 3rd ed., Thompson Gale, 2003, ISBN 0-7876-5486-8
  2. 2.0 2.1 Template:Cite web
  3. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

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    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

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    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
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  5. 5.0 5.1 5.2 5.3 5.4 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

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  6. 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.

    My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
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  14. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
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  20. 20.0 20.1 One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  21. Template:Cite web
  22. Cite error: Invalid <ref> tag; no text was provided for refs named Betts
  23. "Changing Greenland - Melt Zone" page 3, of 4, article by Mark Jenkins in National Geographic June 2010, accessed 8 July 2010
  24. Cite error: Invalid <ref> tag; no text was provided for refs named Fresnel
  25. Template:Cite web
  26. Cite error: Invalid <ref> tag; no text was provided for refs named uww
  27. One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

    In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

    Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

    Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

    A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

    The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

    There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
  28. Template:Cite web
  29. Cite error: Invalid <ref> tag; no text was provided for refs named DOMINICK
  30. Template:Cite web
  31. James Hansen & Larissa Nazarenko, Soot Climate Forcing Via Snow and Ice Albedos, 101 Proc. of the Nat'l. Acad. of Sci. 423 (13 January 2004) (“The efficacy of this forcing is »2 (i.e. for a given forcing it is twice as effective as CO2 in altering global surface air temperature)”); compare Zender Testimony, supra note 7, at 4 (figure 3); See J. Hansen & L. Nazarenko, supra note 18, at 426. (“The efficacy for changes of Arctic sea ice albedo is >3. In additional runs not shown here, we found that the efficacy of albedo changes in Antarctica is also >3.”); See also Flanner, M.G., C.S. Zender, J.T. Randerson, and P.J. Rasch, Present-day climate forcing and response from black carbon in snow, 112 J. GEOPHYS. RES. D11202 (2007) (“The forcing is maximum coincidentally with snowmelt onset, triggering strong snow-albedo feedback in local springtime. Consequently, the “efficacy” of black carbon/snow forcing is more than three times greater than forcing by CO2.”).