Orders of magnitude (mass)

A simple Bayesian network. Rain influences whether the sprinkler is activated, and both rain and the sprinkler influence whether the grass is wet.

A Bayesian network, Bayes network, belief network, Bayes(ian) model or probabilistic directed acyclic graphical model is a probabilistic graphical model (a type of statistical model) that represents a set of random variables and their conditional dependencies via a directed acyclic graph (DAG). For example, a Bayesian network could represent the probabilistic relationships between diseases and symptoms. Given symptoms, the network can be used to compute the probabilities of the presence of various diseases.

Formally, Bayesian networks are directed acyclic graphs whose nodes represent random variables in the Bayesian sense: they may be observable quantities, latent variables, unknown parameters or hypotheses. Edges represent conditional dependencies; nodes that are not connected represent variables that are conditionally independent of each other. Each node is associated with a probability function that takes as input a particular set of values for the node's parent variables and gives the probability of the variable represented by the node. For example, if the parents are $m$ Boolean variables then the probability function could be represented by a table of $2^{m}$ entries, one entry for each of the $2^{m}$ possible combinations of its parents being true or false. Similar ideas may be applied to undirected, and possibly cyclic, graphs; such are called Markov networks.

Efficient algorithms exist that perform inference and learning in Bayesian networks. Bayesian networks that model sequences of variables (e.g. speech signals or protein sequences) are called dynamic Bayesian networks. Generalizations of Bayesian networks that can represent and solve decision problems under uncertainty are called influence diagrams.

Example

A simple Bayesian network.

Suppose that there are two events which could cause grass to be wet: either the sprinkler is on or it's raining. Also, suppose that the rain has a direct effect on the use of the sprinkler (namely that when it rains, the sprinkler is usually not turned on). Then the situation can be modeled with a Bayesian network (shown). All three variables have two possible values, T (for true) and F (for false).

The joint probability function is:

$\mathrm {P} (G,S,R)=\mathrm {P} (G|S,R)\mathrm {P} (S|R)\mathrm {P} (R)$

where the names of the variables have been abbreviated to G = Grass wet (yes/no), S = Sprinkler turned on (yes/no), and R = Raining (yes/no).

The model can answer questions like "What is the probability that it is raining, given the grass is wet?" by using the conditional probability formula and summing over all nuisance variables:

$\mathrm {P} ({\mathit {R}}=T\mid {\mathit {G}}=T)={\frac {\mathrm {P} ({\mathit {G}}=T,{\mathit {R}}=T)}{\mathrm {P} ({\mathit {G}}=T)}}={\frac {\sum _{{\mathit {S}}\in \{T,F\}}\mathrm {P} ({\mathit {G}}=T,{\mathit {S}},{\mathit {R}}=T)}{\sum _{{\mathit {S}},{\mathit {R}}\in \{T,F\}}\mathrm {P} ({\mathit {G}}=T,{\mathit {S}},{\mathit {R}})}}$

$={\frac {\mathrm {P} ({\mathit {G}}=T,{\mathit {S}}=T,{\mathit {R}}=T)_{TTT}+\mathrm {P} ({\mathit {G}}=T,{\mathit {S}}=F,{\mathit {R}}=T)_{TFT}}{\mathrm {P} ({\mathit {G}}=T,{\mathit {S}}=T,{\mathit {R}}=T)_{TTT}+\mathrm {P} ({\mathit {G}}=T,{\mathit {S}}=T,{\mathit {R}}=F)_{TTF}+\mathrm {P} ({\mathit {G}}=T,{\mathit {S}}=F,{\mathit {R}}=T)_{TFT}+\mathrm {P} ({\mathit {G}}=T,{\mathit {S}}=F,{\mathit {R}}=F)_{TFF}}}$

$={\frac {\mathrm {(} P(G=T|S=T,R=T)\mathrm {P} (S=T|R=T)\mathrm {P} (R=T))_{TTT}+\mathrm {(} P(G=T|S=F,R=T)\mathrm {P} (S=F|R=T)\mathrm {P} (R=T))_{TFT}}{\mathrm {(} P(G=T|S=T,R=T)\mathrm {P} (S=T|R=T)\mathrm {P} (R=T))_{TTT}+\mathrm {(} P(G=T|S=T,R=F)\mathrm {P} (S=T|R=F)\mathrm {P} (R=F))_{TTF}+\mathrm {(} P(G=T|S=F,R=T)\mathrm {P} (S=F|R=T)\mathrm {P} (R=T))_{TFT}+\mathrm {(} P(G=T|S=F,R=F)\mathrm {P} (S=F|R=F)\mathrm {P} (R=F))_{TFF}}}$

$={\frac {(0.99\times 0.01\times 0.2)_{TTT}+(0.8\times 0.99\times 0.2)_{TFT}}{(0.99\times 0.01\times 0.2)_{TTT}+(0.9\times 0.4\times 0.8)_{TTF}+(0.8\times 0.99\times 0.2)_{TFT}+(0.0\times 0.6\times 0.8)_{TFF}}}$

$={\frac {0.00198_{TTT}+0.1584_{TFT}}{0.00198_{TTT}+0.288_{TTF}+0.1584_{TFT}+0.0_{TFF}}}={\frac {891}{2491}}\approx 35.77\%.$

As is pointed out explicitly in the example numerator, the joint probability function is used to calculate each iteration of the summation function, marginalizing over ${\mathit {S}}$ in the numerator, and marginalizing over ${\mathit {S}}$ and ${\mathit {R}}$ in the denominator.

If, on the other hand, we wish to answer an interventional question: "What is the likelihood that it would rain, given that we wet the grass?" the answer would be governed by the post-intervention joint distribution function $\mathrm {P} (S,R|do(G=T))=P(S|R)P(R)$ obtained by removing the factor $\mathrm {P} (G|S,R)$ from the pre-intervention distribution. As expected, the likelihood of rain is unaffected by the action: $\mathrm {P} (R|do(G=T))=P(R)$.

If, moreover, we wish to predict the impact of turning the sprinkler on, we have

$P(R,G|do(S=T))=P(R)P(G|R,S=T)$

with the term $P(S=T|R)$ removed, showing that the action has an effect on the grass but not on the rain.

These predictions may not be feasible when some of the variables are unobserved, as in most policy evaluation problems. The effect of the action $do(x)$ can still be predicted, however, whenever a criterion called "back-door" is satisfied. It states that, if a set Z of nodes can be observed that d-separates (or blocks) all back-door paths from X to Y then $P(Y,Z|do(x))=P(Y,Z,X=x)/P(X=x|Z)$. A back-door path is one that ends with an arrow into X. Sets that satisfy the back-door criterion are called "sufficient" or "admissible." For example, the set Z = R is admissible for predicting the effect of S = T on G, because R d-separate the (only) back-door path S ← R → G. However, if S is not observed, there is no other set that d-separates this path and the effect of turning the sprinkler on (S = T) on the grass (G) cannot be predicted from passive observations. We then say that P(G|do(S = T)) is not "identified." This reflects the fact that, lacking interventional data, we cannot determine if the observed dependence between S and G is due to a causal connection or is spurious (apparent dependence arising from a common cause, R). (see Simpson's paradox)

To determine whether a causal relation is identified from an arbitrary Bayesian network with unobserved variables, one can use the three rules of "do-calculus" and test whether all do terms can be removed from the expression of that relation, thus confirming that the desired quantity is estimable from frequency data.

Using a Bayesian network can save considerable amounts of memory, if the dependencies in the joint distribution are sparse. For example, a naive way of storing the conditional probabilities of 10 two-valued variables as a table requires storage space for $2^{10}=1024$ values. If the local distributions of no variable depends on more than 3 parent variables, the Bayesian network representation only needs to store at most $10\cdot 2^{3}=80$ values.

One advantage of Bayesian networks is that it is intuitively easier for a human to understand (a sparse set of) direct dependencies and local distributions than complete joint distribution.

Inference and learning

There are three main inference tasks for Bayesian networks.

Inferring unobserved variables

Because a Bayesian network is a complete model for the variables and their relationships, it can be used to answer probabilistic queries about them. For example, the network can be used to find out updated knowledge of the state of a subset of variables when other variables (the evidence variables) are observed. This process of computing the posterior distribution of variables given evidence is called probabilistic inference. The posterior gives a universal sufficient statistic for detection applications, when one wants to choose values for the variable subset which minimize some expected loss function, for instance the probability of decision error. A Bayesian network can thus be considered a mechanism for automatically applying Bayes' theorem to complex problems.

The most common exact inference methods are: variable elimination, which eliminates (by integration or summation) the non-observed non-query variables one by one by distributing the sum over the product; clique tree propagation, which caches the computation so that many variables can be queried at one time and new evidence can be propagated quickly; and recursive conditioning and AND/OR search, which allow for a space-time tradeoff and match the efficiency of variable elimination when enough space is used. All of these methods have complexity that is exponential in the network's treewidth. The most common approximate inference algorithms are importance sampling, stochastic MCMC simulation, mini-bucket elimination, loopy belief propagation, generalized belief propagation, and variational methods.

Parameter learning

In order to fully specify the Bayesian network and thus fully represent the joint probability distribution, it is necessary to specify for each node X the probability distribution for X conditional upon X's parents. The distribution of X conditional upon its parents may have any form. It is common to work with discrete or Gaussian distributions since that simplifies calculations. Sometimes only constraints on a distribution are known; one can then use the principle of maximum entropy to determine a single distribution, the one with the greatest entropy given the constraints. (Analogously, in the specific context of a dynamic Bayesian network, one commonly specifies the conditional distribution for the hidden state's temporal evolution to maximize the entropy rate of the implied stochastic process.)

Often these conditional distributions include parameters which are unknown and must be estimated from data, sometimes using the maximum likelihood approach. Direct maximization of the likelihood (or of the posterior probability) is often complex when there are unobserved variables. A classical approach to this problem is the expectation-maximization algorithm which alternates computing expected values of the unobserved variables conditional on observed data, with maximizing the complete likelihood (or posterior) assuming that previously computed expected values are correct. Under mild regularity conditions this process converges on maximum likelihood (or maximum posterior) values for parameters.

A more fully Bayesian approach to parameters is to treat parameters as additional unobserved variables and to compute a full posterior distribution over all nodes conditional upon observed data, then to integrate out the parameters. This approach can be expensive and lead to large dimension models, so in practice classical parameter-setting approaches are more common.

Structure learning

In the simplest case, a Bayesian network is specified by an expert and is then used to perform inference. In other applications the task of defining the network is too complex for humans. In this case the network structure and the parameters of the local distributions must be learned from data.

Automatically learning the graph structure of a Bayesian network is a challenge pursued within machine learning. The basic idea goes back to a recovery algorithm developed by Rebane and Pearl (1987) and rests on the distinction between the three possible types of adjacent triplets allowed in a directed acyclic graph (DAG):

1. $X\rightarrow Y\rightarrow Z$
2. $X\leftarrow Y\rightarrow Z$
3. $X\rightarrow Y\leftarrow Z$

Type 1 and type 2 represent the same dependencies ($X$ and $Z$ are independent given $Y$) and are, therefore, indistinguishable. Type 3, however, can be uniquely identified, since $X$ and $Z$ are marginally independent and all other pairs are dependent. Thus, while the skeletons (the graphs stripped of arrows) of these three triplets are identical, the directionality of the arrows is partially identifiable. The same distinction applies when $X$ and $Z$ have common parents, except that one must first condition on those parents. Algorithms have been developed to systematically determine the skeleton of the underlying graph and, then, orient all arrows whose directionality is dictated by the conditional independencies observed.

An alternative method of structural learning uses optimization based search. It requires a scoring function and a search strategy. A common scoring function is posterior probability of the structure given the training data. The time requirement of an exhaustive search returning a structure that maximizes the score is superexponential in the number of variables. A local search strategy makes incremental changes aimed at improving the score of the structure. A global search algorithm like Markov chain Monte Carlo can avoid getting trapped in local minima. Friedman et al. talk about using mutual information between variables and finding a structure that maximizes this. They do this by restricting the parent candidate set to k nodes and exhaustively searching therein.

Another method consists of focusing on the sub-class of decomposable models, for which the MLE have a closed form. It is then possible to discover a consistent structure for hundreds of variables.

Statistical introduction

Given data $x\,\!$ and parameter $\theta$, a simple Bayesian analysis starts with a prior probability (prior) $p(\theta )$ and likelihood $p(x|\theta )$ to compute a posterior probability $p(\theta |x)\propto p(x|\theta )p(\theta )$.

Often the prior on $\theta$ depends in turn on other parameters $\varphi$ that are not mentioned in the likelihood. So, the prior $p(\theta )$ must be replaced by a likelihood $p(\theta |\varphi )$, and a prior $p(\varphi )$ on the newly introduced parameters $\varphi$ is required, resulting in a posterior probability

$p(\theta ,\varphi |x)\propto p(x|\theta )p(\theta |\varphi )p(\varphi ).$

This is the simplest example of a hierarchical Bayes model.Template:Clarify

The process may be repeated; for example, the parameters $\varphi$ may depend in turn on additional parameters $\psi \,\!$, which will require their own prior. Eventually the process must terminate, with priors that do not depend on any other unmentioned parameters.

Introductory examples

Suppose we have measured the quantities $x_{1},\dots ,x_{n}\,\!$each with normally distributed errors of known standard deviation $\sigma \,\!$,

$x_{i}\sim N(\theta _{i},\sigma ^{2})$

Suppose we are interested in estimating the $\theta _{i}$. An approach would be to estimate the $\theta _{i}$ using a maximum likelihood approach; since the observations are independent, the likelihood factorizes and the maximum likelihood estimate is simply

$\theta _{i}=x_{i}$

However, if the quantities are related, so that for example we may think that the individual $\theta _{i}$ have themselves been drawn from an underlying distribution, then this relationship destroys the independence and suggests a more complex model, e.g.,

$x_{i}\sim N(\theta _{i},\sigma ^{2}),$

$\theta _{i}\sim N(\varphi ,\tau ^{2})$

with improper priors $\varphi \sim$flat, $\tau \sim$flat$\in (0,\infty )$. When $n\geq 3$, this is an identified model (i.e. there exists a unique solution for the model's parameters), and the posterior distributions of the individual $\theta _{i}$ will tend to move, or shrink away from the maximum likelihood estimates towards their common mean. This shrinkage is a typical behavior in hierarchical Bayes models.

Restrictions on priors

Some care is needed when choosing priors in a hierarchical model, particularly on scale variables at higher levels of the hierarchy such as the variable $\tau \,\!$ in the example. The usual priors such as the Jeffreys prior often do not work, because the posterior distribution will be improper (not normalizable), and estimates made by minimizing the expected loss will be inadmissible.

Definitions and concepts

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In 12 months 2013, c ommercial retails, shoebox residences and mass market properties continued to be the celebrities of the property market. Models are snapped up in report time and at document breaking prices. Builders are having fun with overwhelming demand and patrons need more. We feel that these segments of the property market are booming is a repercussion of the property cooling measures no.6 and no. 7. With additional buyer's stamp responsibility imposed on residential properties, buyers change their focus to commercial and industrial properties. I imagine every property purchasers need their property funding to understand in value. There are several equivalent definitions of a Bayesian network. For all the following, let G = (V,E) be a directed acyclic graph (or DAG), and let X = (X_v)_{v ∈ V} be a set of random variables indexed by V.

Factorization definition

X is a Bayesian network with respect to G if its joint probability density function (with respect to a product measure) can be written as a product of the individual density functions, conditional on their parent variables:Template:Sfn

$p(x)=\prod _{v\in V}p\left(x_{v}\,{\big |}\,x_{\operatorname {pa} (v)}\right)$

where pa(v) is the set of parents of v (i.e. those vertices pointing directly to v via a single edge).

For any set of random variables, the probability of any member of a joint distribution can be calculated from conditional probabilities using the chain rule (given a topological ordering of X) as follows:Template:Sfn

$\mathrm {P} (X_{1}=x_{1},\ldots ,X_{n}=x_{n})=\prod _{v=1}^{n}\mathrm {P} \left(X_{v}=x_{v}\mid X_{v+1}=x_{v+1},\ldots ,X_{n}=x_{n}\right)$

Compare this with the definition above, which can be written as:

$\mathrm {P} (X_{1}=x_{1},\ldots ,X_{n}=x_{n})=\prod _{v=1}^{n}\mathrm {P} (X_{v}=x_{v}\mid X_{j}=x_{j}$ for each $X_{j}\,$ which is a parent of $X_{v}\,)$

The difference between the two expressions is the conditional independence of the variables from any of their non-descendents, given the values of their parent variables.

Local Markov property

X is a Bayesian network with respect to G if it satisfies the local Markov property: each variable is conditionally independent of its non-descendants given its parent variables:Template:Sfn

$X_{v}\perp \!\!\!\perp X_{V\setminus \operatorname {de} (v)}\,|\,X_{\operatorname {pa} (v)}\quad {\text{for all }}v\in V$

where de(v) is the set of descendants of v.

This can also be expressed in terms similar to the first definition, as

$\mathrm {P} (X_{v}=x_{v}\mid X_{i}=x_{i}$ for each $X_{i}\,$ which is not a descendent of $X_{v}\,)=P(X_{v}=x_{v}\mid X_{j}=x_{j}$ for each $X_{j}\,$ which is a parent of $X_{v}\,)$

Note that the set of parents is a subset of the set of non-descendants because the graph is acyclic.

Developing Bayesian networks

To develop a Bayesian network, we often first develop a DAG G such that we believe X satisfies the local Markov property with respect to G. Sometimes this is done by creating a causal DAG. We then ascertain the conditional probability distributions of each variable given its parents in G. In many cases, in particular in the case where the variables are discrete, if we define the joint distribution of X to be the product of these conditional distributions, then X is a Bayesian network with respect to G.

Markov blanket

The Markov blanket of a node is the set of nodes consisting of its parents, its children, and any other parents of its children. This set renders it independent of the rest of the network; the joint distribution of the variables in the Markov blanket of a node is sufficient knowledge for calculating the distribution of the node. X is a Bayesian network with respect to G if every node is conditionally independent of all other nodes in the network, given its Markov blanket.Template:Sfn

d-separation

This definition can be made more general by defining the "d"-separation of two nodes, where d stands for directional. Let P be a trail (that is, a collection of edges which is like a path, but each of whose edges may have any direction) from node u to v. Then P is said to be d-separated by a set of nodes Z if and only if (at least) one of the following holds:

1. P contains a chain, x ← m ← y, such that the middle node m is in Z,
2. P contains a fork, x ← m → y, such that the middle node m is in Z, or
3. P contains an inverted fork (or collider), x → m ← y, such that the middle node m is not in Z and no descendant of m is in Z.

Thus u and v are said to be d-separated by Z if all trails between them are d-separated. If u and v are not d-separated, they are called d-connected.

X is a Bayesian network with respect to G if, for any two nodes u, v:

$X_{u}\perp \!\!\!\perp X_{v}\,|\,X_{Z}$

where Z is a set which d-separates u and v. (The Markov blanket is the minimal set of nodes which d-separates node v from all other nodes.)

Hierarchical models

The term hierarchical model is sometimes considered a particular type of Bayesian network, but has no formal definition. Sometimes the term is reserved for models with three or more levels of random variables; other times, it is reserved for models with latent variables. In general, however, any moderately complex Bayesian network is usually termed "hierarchical".

Causal networks

Although Bayesian networks are often used to represent causal relationships, this need not be the case: a directed edge from u to v does not require that X_v is causally dependent on X_u. This is demonstrated by the fact that Bayesian networks on the graphs:

$a\longrightarrow b\longrightarrow c\qquad {\text{and}}\qquad a\longleftarrow b\longleftarrow c$

are equivalent: that is they impose exactly the same conditional independence requirements.

A causal network is a Bayesian network with an explicit requirement that the relationships be causal. The additional semantics of the causal networks specify that if a node X is actively caused to be in a given state x (an action written as do(X=x)), then the probability density function changes to the one of the network obtained by cutting the links from X's parents to X, and setting X to the caused value x. Using these semantics, one can predict the impact of external interventions from data obtained prior to intervention.

Applications

Bayesian networks are used for modelling knowledge in computational biology and bioinformatics (gene regulatory networks, protein structure, gene expression analysis, learning epistasis from GWAS data sets ) medicine, biomonitoring, document classification, information retrieval, semantic search, image processing, data fusion, decision support systems, engineering, gaming and law. There are texts applying Bayesian networks to bioinformatics and financial and marketing informatics.

Software

• WinBUGS
• OpenBUGS (website), further (open source) development of WinBUGS.
• OpenMarkov, open source software and API implemented in Java
• Graphical Models Toolkit (GMTK) — GMTK is an open source, publicly available toolkit for rapidly prototyping statistical models using dynamic graphical models (DGMs) and dynamic Bayesian networks (DBNs). GMTK can be used for applications and research in speech and language processing, bioinformatics, activity recognition, and any time series application.
• Just another Gibbs sampler (JAGS) (website)
• Stan (website) — Stan is an open-source package for obtaining Bayesian inference using the No-U-Turn sampler, a variant of Hamiltonian Monte Carlo. It’s somewhat like BUGS, but with a different language for expressing models and a different sampler for sampling from their posteriors. RStan is the R interface to Stan.
• PyMC — PyMC is a python module that implements Bayesian statistical models and fitting algorithms, including Markov chain Monte Carlo. Its flexibility and extensibility make it applicable to a large suite of problems. Along with core sampling functionality, PyMC includes methods for summarizing output, plotting, goodness-of-fit and convergence diagnostics.
• GeNIe&Smile (website) — SMILE is a C++ library for BN and ID, and GeNIe is a GUI for it
• SamIam (website), a Java-based system with GUI and Java API
• Bayes Server - User Interface and API for Bayesian networks, includes support for time series and sequences
• Belief and Decision Networks on AIspace
• BayesiaLab by Bayesia
• Hugin
• Netica by Norsys
• dVelox by Apara Software
• System Modeler by Inatas AB

History

The term "Bayesian networks" was coined by Judea Pearl in 1985 to emphasize three aspects:

1. The often subjective nature of the input information.
2. The reliance on Bayes' conditioning as the basis for updating information.
3. The distinction between causal and evidential modes of reasoning, which underscores Thomas Bayes' posthumously published paper of 1763.

In the late 1980s Judea Pearl's text Probabilistic Reasoning in Intelligent Systems and Richard E. Neapolitan's text Probabilistic Reasoning in Expert Systems summarized the properties of Bayesian networks and established Bayesian networks as a field of study.

Informal variants of such networks were first used by legal scholar John Henry Wigmore, in the form of Wigmore charts, to analyse trial evidence in 1913.Primarily based on the most recent URA personal property value index (PPPI) flash estimates, we know that the PPPI, which represents the overall real property price development, has dipped in 2013Q4. That is the first dip the market has seen within the final 2 years.

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See also

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Notes

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General references

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  My name is Dorris Bosanquet but everybody calls me Dorris. I'm from Iceland. I'm studying at the university (3rd year) and I play the Bass Guitar for 5 years. Usually I choose music from my famous films ;).
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• 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.
  
  My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
• 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.
  
  My blog: http://www.primaboinca.com/view_profile.php?userid=5889534 (This paper puts decision trees in internal nodes of Bayes networks using Minimum Message Length (MML). An earlier version is Comley and Dowe (2003), .pdf.)
• 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.
  
  My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
• Dowe, David L. (2010). MML, hybrid Bayesian network graphical models, statistical consistency, invariance and uniqueness, in Handbook of Philosophy of Science (Volume 7: Handbook of Philosophy of Statistics), Elsevier, ISBN 978-0-444-51862-0, pp 901–982.
• Fenton, Norman; Neil, Martin E. (November 2007). Managing Risk in the Modern World: Applications of Bayesian Networks – A Knowledge Transfer Report from the London Mathematical Society and the Knowledge Transfer Network for Industrial Mathematics. London (England): London Mathematical Society.
• Template:Cite news
• 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.
  
  My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
• 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.
  
  My blog: http://www.primaboinca.com/view_profile.php?userid=5889534.

Also appears as One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting

In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang

Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules

Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.

A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running

The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more

There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang

An earlier version appears as Technical Report MSR-TR-95-06, Microsoft Research, March 1, 1995. The paper is about both parameter and structure learning in Bayesian networks.

• 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.
  
  My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
• 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.
  
  My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
• One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting
  
  In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang
  
  Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules
  
  Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.
  
  A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running
  
  The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more
  
  There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
• One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting
  
  In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang
  
  Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules
  
  Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.
  
  A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running
  
  The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more
  
  There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
• One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting
  
  In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang
  
  Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules
  
  Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.
  
  A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running
  
  The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more
  
  There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang
• 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.
  
  My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
• 20 year-old Real Estate Agent Rusty from Saint-Paul, has hobbies and interests which includes monopoly, property developers in singapore and poker. Will soon undertake a contiki trip that may include going to the Lower Valley of the Omo.
  
  My blog: http://www.primaboinca.com/view_profile.php?userid=5889534
• Template:Russell Norvig 2003.
• One of the biggest reasons investing in a Singapore new launch is an effective things is as a result of it is doable to be lent massive quantities of money at very low interest rates that you should utilize to purchase it. Then, if property values continue to go up, then you'll get a really high return on funding (ROI). Simply make sure you purchase one of the higher properties, reminiscent of the ones at Fernvale the Riverbank or any Singapore landed property Get Earnings by means of Renting
  
  In its statement, the singapore property listing - website link, government claimed that the majority citizens buying their first residence won't be hurt by the new measures. Some concessions can even be prolonged to chose teams of consumers, similar to married couples with a minimum of one Singaporean partner who are purchasing their second property so long as they intend to promote their first residential property. Lower the LTV limit on housing loans granted by monetary establishments regulated by MAS from 70% to 60% for property purchasers who are individuals with a number of outstanding housing loans on the time of the brand new housing purchase. Singapore Property Measures - 30 August 2010 The most popular seek for the number of bedrooms in Singapore is 4, followed by 2 and three. Lush Acres EC @ Sengkang
  
  Discover out more about real estate funding in the area, together with info on international funding incentives and property possession. Many Singaporeans have been investing in property across the causeway in recent years, attracted by comparatively low prices. However, those who need to exit their investments quickly are likely to face significant challenges when trying to sell their property – and could finally be stuck with a property they can't sell. Career improvement programmes, in-house valuation, auctions and administrative help, venture advertising and marketing, skilled talks and traisning are continuously planned for the sales associates to help them obtain better outcomes for his or her shoppers while at Knight Frank Singapore. No change Present Rules
  
  Extending the tax exemption would help. The exemption, which may be as a lot as $2 million per family, covers individuals who negotiate a principal reduction on their existing mortgage, sell their house short (i.e., for lower than the excellent loans), or take part in a foreclosure course of. An extension of theexemption would seem like a common-sense means to assist stabilize the housing market, but the political turmoil around the fiscal-cliff negotiations means widespread sense could not win out. Home Minority Chief Nancy Pelosi (D-Calif.) believes that the mortgage relief provision will be on the table during the grand-cut price talks, in response to communications director Nadeam Elshami. Buying or promoting of blue mild bulbs is unlawful.
  
  A vendor's stamp duty has been launched on industrial property for the primary time, at rates ranging from 5 per cent to 15 per cent. The Authorities might be trying to reassure the market that they aren't in opposition to foreigners and PRs investing in Singapore's property market. They imposed these measures because of extenuating components available in the market." The sale of new dual-key EC models will even be restricted to multi-generational households only. The models have two separate entrances, permitting grandparents, for example, to dwell separately. The vendor's stamp obligation takes effect right this moment and applies to industrial property and plots which might be offered inside three years of the date of buy. JLL named Best Performing Property Brand for second year running
  
  The data offered is for normal info purposes only and isn't supposed to be personalised investment or monetary advice. Motley Fool Singapore contributor Stanley Lim would not personal shares in any corporations talked about. Singapore private home costs increased by 1.eight% within the fourth quarter of 2012, up from 0.6% within the earlier quarter. Resale prices of government-built HDB residences which are usually bought by Singaporeans, elevated by 2.5%, quarter on quarter, the quickest acquire in five quarters. And industrial property, prices are actually double the levels of three years ago. No withholding tax in the event you sell your property. All your local information regarding vital HDB policies, condominium launches, land growth, commercial property and more
  
  There are various methods to go about discovering the precise property. Some local newspapers (together with the Straits Instances ) have categorised property sections and many local property brokers have websites. Now there are some specifics to consider when buying a 'new launch' rental. Intended use of the unit Every sale begins with 10 p.c low cost for finish of season sale; changes to 20 % discount storewide; follows by additional reduction of fiftyand ends with last discount of 70 % or extra. Typically there is even a warehouse sale or transferring out sale with huge mark-down of costs for stock clearance. Deborah Regulation from Expat Realtor shares her property market update, plus prime rental residences and houses at the moment available to lease Esparina EC @ Sengkang This paper presents variable elimination for belief networks.

• Computational Intelligence: A Methodological Introduction by Kruse, Borgelt, Klawonn, Moewes, Steinbrecher, Held, 2013, Springer, ISBN 9781447150121
• Graphical Models - Representations for Learning, Reasoning and Data Mining, 2nd Edition, by Borgelt, Steinbrecher, Kruse, 2009, J. Wiley & Sons, ISBN 9780470749562

External links

• A tutorial on learning with Bayesian Networks
• An Introduction to Bayesian Networks and their Contemporary Applications
• On-line Tutorial on Bayesian nets and probability
• Web-App to create Bayesian nets and run it with a Monte Carlo method
• Continuous Time Bayesian Networks
• Bayesian Networks: Explanation and Analogy
• A live tutorial on learning Bayesian networks
• A hierarchical Bayes Model for handling sample heterogeneity in classification problems, provides a classification model taking into consideration the uncertainty associated with measuring replicate samples.
• Hierarchical Naive Bayes Model for handling sample uncertainty, shows how to perform classification and learning with continuous and discrete variables with replicated measurements.